Stock more cars.
Risk less capital.
You put 25% in, we put 75% in. We handle the import end-to-end. When the car sells, you keep 70% of the gross profit, we keep 30%. No interest, no hidden fees.
Korean specFour steps.
Application to profit share.
We carry the bulk of the inventory cost. You carry the floor relationship and the sale. When the car moves, we settle, you keep most of the profit.
Apply once
Trade license, mainland VAT details, and your corporate bank info. No credit pull until terms are signed. Decision lands within one business day.
Pick a pre-approved car
Browse cars our team has already vetted for liquidity and margin against the UAE retail market. You only see deals worth doing.
We co-fund. We import.
You cover 25% of the landed cost (the car plus shipping, customs, VAT, and clearance, all bundled into one number). We fund the other 75% and handle the import end-to-end. The car arrives at your dealership inspected, registered-ready, and on your floor.
Settle and split
When the car sells, we recover our 75% plus the agreed markup. Your 25% stake comes back to you. The remaining gross profit splits 70/30 in your favor.
Average time from approved application to first car on your floor: 14 to 21 days.
Pre-approved cars. Margin attached.
Margins shown are estimates against current UAE retail medians. Reserve a car to lock the deal and start the import.
Chinese spec2023 BMW X5
xDrive40i M Sport
Chinese spec2023 Mercedes-Benz GLC 300
300 4MATIC AMG Line
Chinese spec2022 Audi Q5
45 TFSI Quattro S Line
Korean spec2023 Genesis GV80
3.5T AWD
Korean spec2024 Genesis GV70
3.5T Sport Prestige
Korean spec2023 Hyundai Palisade
Calligraphy AWD
Three things. That’s the entry.
UAE mainland company
VAT-registered with the FTA. Free zone entities are not currently eligible for Co-Buying.
Valid trade license
Auto trading activity active and current. Renewal must be at least 90 days from expiry at application.
Corporate bank account
UAE bank account in the company name. Used for the refundable deposit, settlements, and profit share transfers.
Operating less than a year? Talk to us anyway. We’ve made exceptions for dealers with strong volume on a shorter trail.
How the split and the cap actually work.
25% in. Returned in full.
Whatever a deal lands at, you cover 25% of the total. That’s the car, the shipping, the customs, the VAT, the clearance, all bundled into one landed cost. We cover the other 75%.
When the car sells, your 25% comes back to you in full from the sale proceeds, before any profit is split. The 25% isn’t a fee, isn’t eroded over time, and isn’t recovered by us. It’s the part of the car you own.
- Returns from the same sale that pays your profit share
- Itemized line by line on every deal sheet before you sign
- Skin in the game on both sides keeps incentives aligned
Starts measured. Grows fast.
Most dealers start with a working cap calibrated to their monthly retail volume. As deals close on time, the cap re-rates upward.
To accelerate the increase, send updated financials, premises insurance, and 90 days of inventory turn. Some dealers move from a starting cap to 1M within a single quarter.
- Reviewed quarterly, faster on request
- No penalty for staying conservative
- Tier upgrades raise your profit share
Things every dealer asks.
How fast can I do my first deal?
A complete application is approved within one business day. Picking a pre-approved car and wiring the supplier typically adds another 24 to 48 hours. First car on your floor inside two to three weeks is the standard timeline. Faster routes (Korea spec) can move in 14 days.
What happens if a car doesn't sell within 90 days?
On day 91 the car becomes yours outright. You repay our 75% plus the agreed markup, your 25% stake stays as part of the car you now fully own, and from there you can hold it, retail it, or move it however you choose. We don't repossess. The transition is paperwork, not a renegotiation.
Is Co-Buying Shariah-compliant?
Terms are pre-agreed, fixed, and transparent. No compounding interest, no late penalties, no variable charges. The structure is closer to Murabaha than to a conventional loan. Formal Shariah certification is in progress with a UAE-recognized board. Happy to share where the review currently sits.
Which cars qualify for Co-Buying?
We pre-approve only highly liquid cars. The list is built from vehicles that move quickly in the UAE retail market and hold a clean margin against the median listing price. You pick from that list, not from open auction. This is how we keep the 90%+ approval rate honest, by removing the risk before you see the deal.
When does the funding clock start and stop?
The clock starts the day we co-fund the supplier alongside your stake and stops the day funds settle back to us, whether from your sale or a refinance. Markup is fixed at signing, so there's no benefit in dragging the timeline and no penalty in moving fast inside your normal sales cycle.
How do you pay out my profit share?
Bank transfer to your corporate account, same week the sale settles. Sale price minus the total landed cost minus our agreed markup gives the gross profit. We keep 30%, you keep 70%. Your 25% stake comes back to you separately from the same sale. Statements are issued the next business day after every transfer.
How can I raise my approved cap?
Send updated financials, premises insurance, and your inventory turn from the past 90 days. Most dealers see a meaningful cap increase inside one quarter once they've closed three to five clean deals on time.
Are there any hidden charges?
No. Beyond your stake (25% of the landed cost), the only money in the deal is our agreed markup on the 75% we fund. Every line is itemized on the deal sheet before you sign. If you don't see it there, it isn't being charged.
Send the basics. We’ll come back inside one business day.
Just enough to verify your trade license and confirm your working profile. No commitment, no credit pull until terms are agreed.